Creditor Direct Program

Negotiate win-win settlements directly with creditors, saving your clients money and guaranteeing creditors greater than auction values.

  • Easy Process: We prepare all materials and handle the negotiations (at your request).

  • Attorney Fee Financing: Attorney fees associated with negotiation in these contested matters may be financed as part of your client’s loan.

  • Win-Win: Creditors get higher than auction values and debtors get a drastically reduced loan balance.

  • Fastest Funding: Simple procedure ensures fast funding.

Creditor Direct Proposal

Date: November 2019
Debtor: John Doe
Vehicle: 2018 Chevrolet Cruz LT w/ 32,000 miles

The Problem

Surrender = Liquidation Auction Value
Documented Auction Value = $10,250
Less: Reconditioning $200
Less: Repossession $275
Less: Depreciation $150
Less: Auction Fees $150
Net Recovery = $9,475

The Solution

Creditor Direct Funding
Accept Our Retail Offer
(Paid Within 15 Business Days)
Additional Value Recovered:

Sign Up For a Consultation With Our In-House Counsel

What Attorneys Have to Say About Us

722 Redemption has been in the industry for over 30 years. We have worked with many attorneys nationwide. Here is what they had to say..

Jeff Mathias
Jeff Mathias
Jeff Mathias Law Offices
Des Moines, IA

722 Redemption has helped many of my clients keep their car while reducing the debt obligation. 722 staff support has really been there for me when I have needed it. I would encourage anyone to give 722 Redemption a try!

Chad Van Horn
Chad Van Horn
Van Horn Law Group
Fort Lauderdale, FL

Every bankruptcy attorney should be aware of 722 Redemption and the potential benefits to their clients. They have helped many of my clients save thousands of dollars.

Lamya Forghany
Lamya Forghany
Forghany Law
Lawrence, MA

722 has tremendously transformed not only my practice, but my clients lives! Many of them are in dire straights with regards to their cars that they desperately need to get to work. 722 Redemption has been able to (in some cases) reduce their payments in half, and lower the amount of years left on the loan! This is truly a god send for our clients, and makes us look good too!

Shawn Doan
Shawn Doan
Doan Law Firm
Escondido, CA

...efficient, easy to work with and very cost effective, 722 Redemption Funding puts money back in our clients' pockets. Every bankruptcy case I file is screened to see if 722 Redemption Funding can save the client money.

Timothy Kingcade
Timothy Kingcade
Kingcade, Garcia, McMaken
Miami, FL

We have been using 722 Redemption Funding since 2003. Before then, we were filing many cases under Chapter 13 just to strip down the debtor's car. Redemption Funding allows us to file cases under Chapter 7 where the client satisfaction is much higher.

Ted Stokes
Ted Stokes
Stokes Law, PLLC
North Logan, UT

As a bankruptcy attorney, you have to think about your client’s long term satisfaction. The longer they are happy with the result of their financial recovery, the longer they continue to refer you business. I think my favorite thing about 722 is that I refer them my clients for a review to determine if redemption is a good option and for about half of them, redemption provides no benefit. Its refreshing when a company that is in position to make money is completely honest and upfront with your client. However, for the other half of the clients that redemption is beneficial for, the clients are so pleased. I lot of people love their current vehicle and don’t want to see it go in the bankruptcy but you can predict future failure if the client proceeds with reaffirmation because the car is so far underwater, but when you can tell your clients, “Hey you can keep your car and the payment is going down $150.00 or more, they think you are magician. 722’s been great to work with and if you aren’t at least having them review your client’s vehicle situations, you are missing out on higher client satisfaction which leads to higher referral rates.


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