Debtor Programs

What is a Redemption?

If you are filing a Chapter 7 Bankruptcy, you have the statutory right to redeem their vehicles for what they are worth, NOT what they owe.

  CURRENT LOAN REDEMPTION LOAN
Length of Loan 64 60
Monthly Payment $489.00 $359.53
Total $31,296.00 $21,571.80
TOTAL SAVINGS $9,724.20

What is a Replacement Loan?

Whether you are in a Chapter 7, or a Chapter 13, you are able to take advantage of our replacement program.  We will help you get financing for another vehicle, prior to surrendering your current vehicle. This will allow you to start fresh with a new/low-mileage vehicle. There is never a cost or obligation to look into any of our programs.

Their are many scenarios as to why a Replacement Loan would be better than a Redemption loan.

  1. High Mileage
  2. Redemption Loan Wouldn't Make Sense
  3. Vehicle No Longer Fits Your Needs

WHAT ARE YOU WAITING FOR? CLICK BELOW TO SUBMIT OUR 1-MINUTE APPLICATION