As a bankruptcy attorney, you have to think about your client’s long term satisfaction. The longer they are happy with the result of their financial recovery, the longer they continue to refer you business. I think my favorite thing about 722 is that I refer them my clients for a review to determine if redemption is a good option and for about half of them, redemption provides no benefit. Its refreshing when a company that is in position to make money is completely honest and upfront with your client. However, for the other half of the clients that redemption is beneficial for, the clients are so pleased. I lot of people love their current vehicle and don’t want to see it go in the bankruptcy but you can predict future failure if the client proceeds with reaffirmation because the car is so far underwater, but when you can tell your clients, “Hey you can keep your car and the payment is going down $150.00 or more, they think you are magician. 722’s been great to work with and if you aren’t at least having them review your client’s vehicle situations, you are missing out on higher client satisfaction which leads to higher referral rates.