# 722 Redemption Funding > Your One Stop Shop for Every Vehicle Need --- ## Pages - [Michigan Disclosures](https://722redemption.com/michigan-disclosures/): Are you looking for more information about our Redemption and Replacement Program? Sign up today for a consultation with our In-House Counsel - [What to Expect When Contacting Us](https://722redemption.com/debtor/what-to-expect-when-contacting-us/): What to Expect What to Expect When Contacting 722 Redemption An Experienced Agent Will Explain Your Vehicle Options to Determine... - [Webinar Schedule](https://722redemption.com/debtorattorney/webinar-schedule/): Do you know we offer webinars on a weekly basis? Sign up today to hear about our programs can help your clients! - [Test Sign Up](https://722redemption.com/test-sign-up/) - [Change Password](https://722redemption.com/change_password/) - [Register](https://722redemption.com/register/): Register for Attorney SAM What Attorneys Have to Say About Us 722 Redemption has been in the industry for over... - [Login](https://722redemption.com/login/): Attorney SAM Login - [Forgot Password](https://722redemption.com/forgot_password/) - [Edit Profile](https://722redemption.com/edit_profile/): WHAT IS A REDEMPTION? - [Guest](https://722redemption.com/guest/): Welcome Guest, - [Thank You](https://722redemption.com/thank_you/): Thank you for payment with us, We will reach you soon. - [Cancel Payment](https://722redemption.com/cancel_payment/): Your purchase has not been completed. Sorry something went wrong while processing your payment. - [Portal](https://722redemption.com/portal/): Welcome to Attorney SAM! Click Below to Start Valuing a Vehicle Search By Year, Make, Model Search By VIN Number... - [Contact Us](https://722redemption.com/contact/): Do you have any questions about 722 Redemption's Programs? Fill out the contact form and we will get back to you as soon as possible. - [722 Redemption Funding - Keep or Replace Your Vehicle in Bankruptcy](https://722redemption.com/): 722 Redemption. Redeem or Replace! In a Chapter 7 and 13 Bankruptcy, you have rights! Replace your car today, with late model, low mileage vehicle! Apply Today! - [Replacement Program](https://722redemption.com/debtorattorney/replacement-program/): Our Wholesale Replacement Program helps your clients replace their current vehicle with a late-model, low mileage car. As always, there is no cost or obligation. - [Program Guidelines](https://722redemption.com/debtorattorney/generalguidelines/): General Guidelines For Our Redemption Program: Vehicle must be less than 10 years old. Vehicle must have less than a 150,000 miles. - [Trustee Funding](https://722redemption.com/trustee/): Trustee Funding Can Trustee Funding Really Be This Easy? By lending money to Chapter 7 debtors for the fair market... - [Creditor](https://722redemption.com/creditor/): Creditor Direct Program Negotiate win-win settlements directly with creditors, saving you money and guaranteeing creditors greater than auction values. Easy... - [Trustee Funding](https://722redemption.com/debtorattorney/trusteeprogram/): By lending money to Chapter 7 debtors for the fair market value of their cars, our Trustee Funding program results in a win-win solution for debtor, as well as the Trustee. - [Sample Forms and Fees](https://722redemption.com/debtorattorney/sampleformsandfees/): 722 Redemption has many sample forms and fees that can be integrated into any of our programs. Contact us with any questions! (888) 721-2800 - [Request Handouts](https://722redemption.com/debtorattorney/clienthandoutrequest/): Are you looking for more information in regards to our Redemption and Replacement Programs? Fill out the form, and we will send you out informational handouts. - [Frequently Asked Questions](https://722redemption.com/debtorattorney/attorneyfeefaq/): With over 25 years in the industry, we have compiled all the frequently asked questions in regards to Attorney Fee Financing and funding Redemptions Loans. - [Creditor Direct Program](https://722redemption.com/debtorattorney/creditordirectprogram/): Our Creditor Direct Program is on our fastest and most effective programs. The Creditor will get higher than auction values and debtors get a drastically reduced loan balance. - [Apply](https://722redemption.com/sam/): In just 60 seconds, you can find out your rights in an active bankruptcy. Keep or replace your vehicle at no cost or obligation! Apply today for more information! - [Best Case Bankruptcy](https://722redemption.com/debtorattorney/bestcase/): Without cost or obligation, you can automatically refer your clients directly through your Best Case Bankruptcy software. See why everyone is signing up! - [Attorney Consultation Sign Up](https://722redemption.com/debtorattorney/consultation/): Are you looking for more information about our Redemption and Replacement Program? Sign up today for a consultation with our In-House Counsel - [Attorney](https://722redemption.com/debtorattorney/): With over 30 years in business, 722 Redemption has a proven track record for helping Attorneys and their clients. Find out how we can help your clients redeem or replace their vehicle. - [Replacement Program](https://722redemption.com/debtor/replacementprogram/): Our Replacement Program can help you get financing for another vehicle during the bankruptcy, and give back your current vehicle in the bankruptcy. - [Redemption Program-Alt](https://722redemption.com/debtor/redemption-program-alt/): WHAT IS A REDEMPTION? Under 11 U. S. Code § 722, your clients have the statutory right to redeem their... - [Debtor](https://722redemption.com/debtor/): Are you still unsure what to do with your vehicle in Bankruptcy? 722 Redemption has many programs designed to help such as our Redemption or Replacement Program. - [Redemption Program](https://722redemption.com/debtor/redemptionprogram/): Are you underwater in your car loan? A Redemption Program allows you to keep your car by paying the fair market value to the creditor, not the amount you owe. - [Privacy Policy](https://722redemption.com/privacy-policy/): At 722 Redemption Funding, we respect the privacy of our borrowers. We recognize the importance of maintaining the confidentiality. Please read over our Privacy Policy and reach out if you have any questions! --- ## Posts - [2023 Quarter 3 Chapter 7 Filing List](https://722redemption.com/filing-lists/2023-quarter-3-chapter-7-filing-list/) - [2023 Quarter 2 Chapter 7 Filing List](https://722redemption.com/filing-lists/2023-quarter-2-chapter-7-filing-list/) - [2023 Quarter 1 Chapter 7 Filing List](https://722redemption.com/filing-lists/2023-quarter-1-chapter-7-filing-list/) - [2022 Full Year Chapter 7 Filing List](https://722redemption.com/filing-lists/2022-full-year-chapter-7-filing-list/) - [2022 1st Quarter Chapter 7 Filing List](https://722redemption.com/filing-lists/2022-1st-quarter-chapter-7-filing-list/) - [2022 2nd Quarter Chapter 7 Filing List](https://722redemption.com/filing-lists/2022-2nd-quarter-chapter-7-filing-list/) - [2022 3rd Quarter Chapter 7 Filing List](https://722redemption.com/filing-lists/2022-3rd-quarter-chapter-7-filing-list/) - [2020 Full Year Chapter 7 Filing List](https://722redemption.com/filing-lists/2020-full-year-chapter-7-filing-list/) - [2021 Full Year Chapter 7 Filing List](https://722redemption.com/filing-lists/2021-full-year-filing-list/) --- # # Detailed Content ## Pages Michigan Disclosures Home 722 Redemption Funding, LLC is an assumed name used by Prizm Financial Co. , LLC. Prizm Financial Co. , LLC is the licensed lender and is responsible for all loan origination, servicing, and collection activities. Michigan consumers may contact Prizm Financial Co. , LLC at 855-747-2700 regarding any questions or concerns. Accounts financed pursuant to License No. RL-0019899 effective 01/01/16 are regulated by the Office of Consumer Finance - Michigan Department of Insurance and Financial Services, 530 W. Allegan St. 7th Floor, Lansing, MI, 48933, 877-999-6442. Customers may make payments 24/7 through the online customer portal or by phone Mon-Fri 7 AM-7 PM, Sat 8 AM-12 PM EST*. *Payments made after 5pm EST Mon-Fri and on Saturdays may not be processed until the following business day. What Attorneys Have to Say About Us722 Redemption has been in the industry for over 30 years. We have worked with many attorneys nationwide. Here is what they had to say. . Walter Benenati Benenati Law Firm Orlando, FL Our law firm has worked with 722 Redemption for nearly 20 years, saving our clients over a quarter million dollars on upside-down vehicles. As the largest filer of Chapter 7 bankruptcies in Orlando and Central Florida, nothing is more rewarding than seeing clients eliminate credit card debt and then learning we can also help them save thousands on a car they want to keep. Jeff Mathias Jeff Mathias Law Offices Des Moines, IA 722 Redemption has helped many of my clients keep... --- What to Expect What to Expect When Contacting 722 Redemption An Experienced Agent Will Explain Your Vehicle Options to Determine Whether or Not Our Programs Will Benefit You! Our Main Objective is to Save You Money! To See If You Qualify, Please Have the Following Items Ready When You Call: VIN (Vehicle Identification Number) You can find this on your vehicle registration, insurance card, title or even on the vehicle itself. Current Mileage Your Current Monthly Payment Amount i. e. $550/month The Amount of Payments Remaining OR Your Current Loan Balance If We Proceed With a Redemption Loan, We May Ask For These Items Proof of Income Vehicle Registration Driver's License Picture of Odometer/Mileage Reading Here are the Steps of Completing a Redemption Loan Initial Contact/Savings Analysis Credit Application Conditional Approval Paperwork Request (See Above) Full Approval Vehicle Appraisal/Valuation Send Paperwork to Attorney Attorney Files the Motion to Redeem in Court If the Motion is Objected, We Will Work With Your Attorney as Needed to Get Approval From the Courts Judge Signs Order Granting the Redemption Loan Contract Sent to You Once We Get The Contract Back, We Will Pay Off Your Current Creditor For the Agreed Amount What Are You Waiting For? Click Below to Submit Out 1-Minute Application Click Here to Get Started --- Webinar Schedule --- Attorney SAMAttorney SAM$0. 00Free Membership$0. 00This is Free Membership Plan. Please sign up below and you be granted access to our automated loan calculator. This portal is designed strictly for attorneys. * First Name * Last Name * Phone Number * Email AddressLaw Firm Information * Law Firm * Street * City* StateStateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingPuerto RicoWashington, D. C. * State * Zip CodeCreate Your Account * Username * PasswordStrength: Very WeakDone(Use Cropper to set image and use mouse scroller for zoom image. ) Submit --- Register for Attorney SAM Attorney SAMAttorney SAM$0. 00Free Membership$0. 00This is Free Membership Plan. Please sign up below and you be granted access to our automated loan calculator. This portal is designed strictly for attorneys. * First Name * Last Name * Phone Number * Email AddressLaw Firm Information * Law Firm * Street * City* StateStateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingPuerto RicoWashington, D. C. * State * Zip CodeCreate Your Account * Username * PasswordStrength: Very Weak Submit What Attorneys Have to Say About Us722 Redemption has been in the industry for over 30 years. We have worked with many attorneys nationwide. Here is what they had to say. . Jeff Mathias Jeff Mathias Law Offices Des Moines, IA 722 Redemption has helped many of my clients keep their car while reducing the debt obligation. 722 staff support has really been there for me when I have needed it. I would encourage anyone to give 722 Redemption a try! Chad Van Horn Van Horn Law Group Fort Lauderdale, FL Every bankruptcy attorney should be aware of 722 Redemption and the potential benefits to their clients. They have helped many of my clients save thousands of dollars. Lamya Forghany Forghany Law Lawrence, MA 722 has tremendously transformed not only my practice, but my clients lives! Many of them are in dire straights with regards to their cars that they desperately need to get to work. 722 Redemption has been able to (in some cases) reduce... --- Attorney SAM Login Please Login * Username * PasswordRemember meLOGINLost Your PasswordDont have account? SIGNUP    --- Forgot PasswordPlease enter your email address or username below. * Username OR Email AddressSubmit  --- WHAT IS A REDEMPTION? --- Welcome Guest, --- Thank you for payment with us, We will reach you soon. --- Your purchase has not been completed. Sorry something went wrong while processing your payment. --- Welcome to Attorney SAM! Click Below to Start Valuing a Vehicle Search By Year, Make, Model Search By VIN Number Year SELECT YEAR Make SELECT MAKE Model SELECT MODEL Body Style SELECT BODY Mileage Monthly Payment Payments Remaining Reset Get Savings! VIN Number Mileage Monthly Payment Amt Payments Remaining Reset Get Savings! Click Here Preview modal- 2019 Subaru Outback Wagon 5D i Limited AWD 2. 5L H4 Vehicle Value: $23,625. 00 Unfortunately for this scenario, we are not able to provide any savings for the redemption. The vehicle itself does qualify for this program, but based of the vehicle value and our lenders requirements, we could not help out. Reset Calculator Click Here Preview modal- 2019 Chevrolet Cruze Sedan 4D LS 1. 4L I4 Turbo Auto Vehicle Value: $13,500. 00 Monthly Payment Term Total Payments Current Loan $786. 00 62 $48,732. 00 Redemption Loan $638. 42 30 $19,152. 60 TOTAL SAVINGS: $29,579. 40 Refer Your Client First Name: Last Name: Phone: Email: Comments: SUBMIT Upcoming Webinars Schedule Consultation Request Handouts Filing List Webinar Content As a valued Attorney SAM member, you have access to all the filing lists as they are released. Click the links below to download the Chapter 7 Filing Lists! 2022 Filing List2023 Filing List2024 Filing List2025 Filing List2025 Q1 Filing List2025 Q2 Filing List2025 Q3 Filing List2025 Q4 Filing ListMonthly Filing ListsJanuary 2025February 2025March 2025April 2025May 2025June 2025July 2025August 2025September 2025October 2025November 2025December 2025January 2026February 2026 --- Contact Us Home What our customers are saying? Ray Payne 5 months ago I started dealing with 722 In December of 2021 and I must say through the whole process the entire staff and Dan have been very exceptional even when there were mistakes on part. If more companies could adopt the customer service model that 722 have more people might actually be excited about paying their bills on time that's how great the service is. I would most definitely recommend 722 Redemption to anyone. Thanks Dan and staff for the excellent work! Lorraine Hamilton 7 months ago I had the absolute pleasure to work with Ms. Sharon Monroe. She did everything in her power to help me keep my vehicle. She went to bat for me with my current finance company even when they were rude and unprofessional. She ultimately helped me find another vehicle within my budget. This past week and a half has been beyond stressful for me and Sharon being the compassionate, personable, & professional person that she is, made this whole process less stressful. There really are still nice people in this world that are willing to help. Thanks so much Sharon! I will never forget you celeste mcclure 9 months ago Dan was an awesome rep to deal with. He worked with me from the 1st of this process to the very end. Recommend anyone to them. I was feeling bad about my situation and not once did he make me feel worse. Respectful.... --- ARE YOU UNDER WATER IN YOUR CURRENT AUTO LOAN, BUT WANT TO KEEP YOUR CAR? WHEN FILING A CHAPTER 7 BANKRUPTCY, YOU HAVE THE RIGHT TO REDEEM YOUR VEHICLE FOR WHAT IT IS WORTH, NOT WHAT YOU OWE! Click Here to Get Started   CURRENT LOAN REDEMPTION LOAN Length of Loan 64 60 Monthly Payment $489. 00 $359. 53 Total $31,296. 00 $21,571. 80 TOTAL SAVINGS $9,724. 20 NOW THAT YOU'VE FILED, ARE YOU WONDERING... "WHAT ABOUT MY CAR? " WHEN YOU FILE CHAPTER 7, YOU HAVE RIGHTS! YOU CAN KEEP – OR – REPLACE YOUR CAR, AND SAVE THOUSANDS IN THE PROCESS! Click Here to Get Started CURRENT CAR NOT WORTH KEEPING? WHEN FILING A CHAPTER 7 OR 13, YOU ARE ABLE TO SURRENDER YOUR CURRENT VEHICLE, AND REPLACE IT WITH A NEW/LOW-MILEAGE CAR. Zero Pressure Free Nationwide Delivery Wholesale-Based Pricing Competitive Rates Click Here to Get Started What Attorneys Have to Say About Us722 Redemption has been in the industry for over 30 years. We have worked with many important attorneys during our existence. Here is what they had to say Jeff Mathias Jeff Mathias Law Offices Des Moines, IA 722 Redemption has helped many of my clients keep their car while reducing the debt obligation. 722 staff support has really been there for me when I have needed it. I would encourage anyone to give 722 Redemption a try! Chad Van Horn Van Horn Law Group Fort Lauderdale, FL Every bankruptcy attorney should be aware of 722... --- Wholesale Replacement Program Home Client's car not worth redeeming? Whether your client is in a Chapter 7 or a Chapter 13, your clients can surrender their vehicles and replace them with new or low-mileage, affordable transportation. Additonal Benefits Include: Industry's most competitive rates Lower mileage, reliable cars 1 minute application with no cost, obligation, or pressure Attorney fee financing available Can be utilized in a Chapter 7, or a Chapter 13 With Our Replacement Program, Your Clients Will Not Emerge from Bankruptcy With Another "Upside Down" Car Loan 722 Redemption still has the best replacement program for your clients. We will never exploit your clients by financing a high retail value with extended loan terms, high down payment requirements and expensive additional finance products they don't need. With our program, you can feel confident your client will not emerge from bankruptcy with an underwater car loan. Sign Up For a Consultation With Our In-House Counsel Click Here What Attorneys Have to Say About Us722 Redemption has been in the industry for over 30 years. We have worked with many important attorneys during our existence. Here is what they had to say Jeff Mathias Jeff Mathias Law Offices Des Moines, IA 722 Redemption has helped many of my clients keep their car while reducing the debt obligation. 722 staff support has really been there for me when I have needed it. I would encourage anyone to give 722 Redemption a try! Chad Van Horn Van Horn Law Group Fort Lauderdale, FL... --- Who Should Apply? In order to ensure the highest possible approval percentage, 722 Redemption now offers multiple lending sources for your clients. While approval criteria may slightly vary from one lender to another, loan decisions are generally based upon your clients' automobile and/or mortgage payment history. And since it only takes 1-minute to fill out our online application, why not leave the screening to us. Program Guidelines Vehicle must be less than 10 years old (2011 - Newer) Vehicle must have less than a 150,000 miles. Gross debt ratio: All surviving debt payments divided by verified gross income CANNOT exceed 45%. Have Any Questions? Schedule a Consultation With Our In-House Counsel Today! CLICK HERE 722 Redemption Funding Inc. Monday - Friday: 8:00 AM - 7:00 PM EST Saturday: 9:00 AM - 2:00 PM EST Sunday: Closed (888) 721-2800 --- Trustee Funding Can Trustee Funding Really Be This Easy? By lending money to Chapter 7 debtors for the fair market value of their cars, our Trustee Funding Program results in a win-win solution for debtors AND trustees PROBLEM Your Client has non-exempt equity and needs to repurchase their vehicle from the Trustee SOLUTION Our Trustee Funding Program will lend the necessary funds to avoid vehicle liquidation. Sign Up For a Consultation With Our In-House Counsel Click Here --- Creditor Direct Program Home Negotiate win-win settlements directly with creditors, saving you money and guaranteeing creditors greater than auction values. Easy Process: We prepare all materials and handle the negotiations (at your request). Attorney Fee Financing: Attorney fees associated with negotiation in these contested matters may be financed as part of your client's loan. Win-Win: Creditors get higher than auction values and debtors get a drastically reduced loan balance. Fastest Funding: Simple procedure ensures fast funding. Creditor Direct Proposal Date: November 2019 Debtor: John Doe Vehicle: 2018 Chevrolet Cruz LT w/ 32,000 miles The Problem Surrender = Liquidation Auction Value Documented Auction Value = $10,250 Less: Reconditioning $200 Less: Repossession $275 Less: Depreciation $150 Less: Auction Fees $150 Net Recovery = $9,475 The Solution Creditor Direct Funding Accept Our Retail Offer $11,900(Paid Within 15 Business Days) Additional Value Recovered: $2,425. 00! The Process Fill out a 1-minute application, or call (888) 721-2800 to speak with a representative. Within 24 hours, 722 Redemption will get you an approval for the financing. Once a value is agreed upon, 722 Redemption will release the funds directly to your current creditor. What Attorneys Have to Say About Us722 Redemption has been in the industry for over 30 years. We have worked with many important attorneys during our existence. Here is what they had to say Jeff Mathias Jeff Mathias Law Offices Des Moines, IA 722 Redemption has helped many of my clients keep their car while reducing the debt obligation. 722 staff support has... --- Trustee Funding Home Can Trustee Funding Really Be This Easy? By lending money to Chapter 7 debtors for the fair market value of their cars, our Trustee Funding Program results in a win-win solution for debtors AND trustees PROBLEM Your Client has non-exempt equity and needs to repurchase their vehicle from the Trustee SOLUTION Our Trustee Funding Program will lend the necessary funds to avoid vehicle liquidation. Sign Up For a Consultation With Our In-House Counsel Click Here --- Sample Forms and Fees Home Here is a list of all the sample forms to help you successfully file a motion to redeem in court. Client Information Information Handouts Client Tear Offs Sample Forms Sample Redemption Motion Sample Redemption Order Sample Agreed Order Sample 2016(b) Language Sample Retainer Language What Attorneys Have to Say About Us722 Redemption has been in the industry for over 30 years. We have worked with many attorneys nationwide. Here is what they had to say. . Jeff Mathias Jeff Mathias Law Offices Des Moines, IA 722 Redemption has helped many of my clients keep their car while reducing the debt obligation. 722 staff support has really been there for me when I have needed it. I would encourage anyone to give 722 Redemption a try! Chad Van Horn Van Horn Law Group Fort Lauderdale, FL Every bankruptcy attorney should be aware of 722 Redemption and the potential benefits to their clients. They have helped many of my clients save thousands of dollars. Lamya Forghany Forghany Law Lawrence, MA 722 has tremendously transformed not only my practice, but my clients lives! Many of them are in dire straights with regards to their cars that they desperately need to get to work. 722 Redemption has been able to (in some cases) reduce their payments in half, and lower the amount of years left on the loan! This is truly a god send for our clients, and makes us look good too! Shawn Doan Doan Law Firm Escondido,... --- Request Handouts Home What Attorneys Have to Say About Us722 Redemption has been in the industry for over 30 years. We have worked with many important attorneys during our existence. Here is what they had to say Jeff Mathias Jeff Mathias Law Offices Des Moines, IA 722 Redemption has helped many of my clients keep their car while reducing the debt obligation. 722 staff support has really been there for me when I have needed it. I would encourage anyone to give 722 Redemption a try! Chad Van Horn Van Horn Law Group Fort Lauderdale, FL Every bankruptcy attorney should be aware of 722 Redemption and the potential benefits to their clients. They have helped many of my clients save thousands of dollars. Lamya Forghany Forghany Law Lawrence, MA 722 has tremendously transformed not only my practice, but my clients lives! Many of them are in dire straights with regards to their cars that they desperately need to get to work. 722 Redemption has been able to (in some cases) reduce their payments in half, and lower the amount of years left on the loan! This is truly a god send for our clients, and makes us look good too! Shawn Doan Doan Law Firm Escondido, CA ... efficient, easy to work with and very cost effective, 722 Redemption Funding puts money back in our clients' pockets. Every bankruptcy case I file is screened to see if 722 Redemption Funding can save the client money. Timothy Kingcade Kingcade, Garcia, McMaken... --- Frequently Asked Questions Home What is 722 Redemption Funding, Inc. 's role in the disbursement of attorney fees? 722 Redemption Funding is strictly a disbursement mechanism. If an attorney charges an additional fee for securing a redemption loan, the amount of that fee is obtained from attorneys on every redemption loan, and disclosed to the debtors on the loan contract. Debtors, and only debtors, determine to whom fees are disbursed - to the attorneys directly or to themselves. If the debtor elects for the attorney to be paid directly, the process is handled as follows: Upon the debtor returning the new redemption contract, fees are placed into the Client Attorney Escrow Account where they remain until the debtor signs and has notarized the attached Acknowledgment and Authorization for Release of Attorney Fees from Client/Attorney Escrow Account form. What is 722 Redemption Funding, Inc. 's role in the determination of attorney fees? None. The attorney fees are determined by the attorneys, not 722 Redemption Funding. Only individual attorneys and his or her client determine what, if any, fees should be included in the debtor's new redemption loan. Are attorney fees a way of inducing attorneys to file redemptions? An attorney's fiduciary duty is to act in the best interest of each client. If a redemption loan saves his or her client money, it could, and should, be considered a dereliction of an attorney's fiduciary duty to not pursue a redemption loan. Additional fees for redemptions, as always clearly stated in the... --- Creditor Direct Program Home Negotiate win-win settlements directly with creditors, saving your clients money and guaranteeing creditors greater than auction values. Easy Process: We prepare all materials and handle the negotiations (at your request). Attorney Fee Financing: Attorney fees associated with negotiation in these contested matters may be financed as part of your client's loan. Win-Win: Creditors get higher than auction values and debtors get a drastically reduced loan balance. Fastest Funding: Simple procedure ensures fast funding. Creditor Direct Proposal Date: November 2019 Debtor: John Doe Vehicle: 2018 Chevrolet Cruz LT w/ 32,000 miles The Problem Surrender = Liquidation Auction Value Documented Auction Value = $10,250 Less: Reconditioning $200 Less: Repossession $275 Less: Depreciation $150 Less: Auction Fees $150 Net Recovery = $9,475 The Solution Creditor Direct Funding Accept Our Retail Offer $11,900(Paid Within 15 Business Days) Additional Value Recovered: $2,425. 00! Sign Up For a Consultation With Our In-House Counsel Click Here What Attorneys Have to Say About Us722 Redemption has been in the industry for over 30 years. We have worked with many important attorneys during our existence. Here is what they had to say Jeff Mathias Jeff Mathias Law Offices Des Moines, IA 722 Redemption has helped many of my clients keep their car while reducing the debt obligation. 722 staff support has really been there for me when I have needed it. I would encourage anyone to give 722 Redemption a try! Chad Van Horn Van Horn Law Group Fort Lauderdale, FL Every bankruptcy attorney should be aware of 722... --- Start Lowering Your Payments Today Please Fill Out All Fields to Go to Next Step Personal Vehicle Additional Finish First Name Please Enter Your First Name Last Name Please Enter Your Last Name Phone Please Enter Your Phone Number Email Please Enter Your Email Street Please Enter Your Street City Please Enter Your City State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Please Enter Your State Zip Code Please Enter Your Zip Code Do You Currently Have a Vehicle? Yes No VIN Number DECODE -- OR -- Year Make Acura Alfa Romeo Audi BMW Buick Cadillac Chevrolet Chevrolet Trucks Chrysler Dodge Dodge Trucks Fiat Ford Ford Trucks GMC Genesis Honda Hyundai Infiniti Jaguar Jeep Kia Land Rover Lexus Lincoln Lucid MINI Mazda Mercedes-Benz Mitsubishi Nissan Polestar Porsche Ram Rivian Subaru Tesla Toyota Volkswagen Volvo Model Body Mileage Monthly Payment (i. e. 400 = $400/month) Payments Remaining (i. e. 60 = 60 months) I Agree to the Terms and Conditions We have received your application. A representative will reach out to you to discuss your options with your vehicle. --- Automatic Referrals Through Best Case Bankruptcy! Home Without cost or obligation, you can now automatically refer your clients to us directly through your Best Case Bankruptcy software. This makes saving your client money and increasing firm revenue easier than ever before. Once activated, every time you close a client file in Best Case, the client will be referred to us for a complimentary automobile valuation review, given they have not been previously referred and meet the minimum eligibility requirements of $1,800 gross monthly income and a $300 car payment. This feature can be activated in seconds in your Best Case Bankruptcy software by following these simple steps: HOW TO SETUP BEST CASE REFERRALS Step 1: Configure the 722 Redemption Feature Open your client file. From the Best Case toolbar, select Tools > 722 Redemption > Edit Configuration Step 2: The 722 Redemption Configuration window will open. 1. Select whether you want debtor data sent to 722 Redemption automatically when the debtor has a minimum monthly income of $1,800 and a minimum car payment of $300. 2. If you select to have the debtor data sent automatically, you will be able to choose whether the case must already be filed and whether Exhibit D must first be completed. Click Save Step 3: Send a debtor to 722 Redemption Open your client file. From the main toolbar, select Tools > 722 Redemption > Send Debtor Information to 722 Redemption. Step 4: Input Monthly Income and Car Payment In the Send Debtor to... --- Attorney Consultation Sign Up Home Please Keep in Mind This is For Attorney Interaction. If you are a client looking to Redeem, please click here What Attorneys Have to Say About Us722 Redemption has been in the industry for over 30 years. We have worked with many attorneys nationwide. Here is what they had to say. . Walter Benenati Benenati Law Firm Orlando, FL Our law firm has worked with 722 Redemption for nearly 20 years, saving our clients over a quarter million dollars on upside-down vehicles. As the largest filer of Chapter 7 bankruptcies in Orlando and Central Florida, nothing is more rewarding than seeing clients eliminate credit card debt and then learning we can also help them save thousands on a car they want to keep. Jeff Mathias Jeff Mathias Law Offices Des Moines, IA 722 Redemption has helped many of my clients keep their car while reducing the debt obligation. 722 staff support has really been there for me when I have needed it. I would encourage anyone to give 722 Redemption a try! Chad Van Horn Van Horn Law Group Fort Lauderdale, FL Every bankruptcy attorney should be aware of 722 Redemption and the potential benefits to their clients. They have helped many of my clients save thousands of dollars. Lamya Forghany Forghany Law Lawrence, MA 722 has tremendously transformed not only my practice, but my clients lives! Many of them are in dire straights with regards to their cars that they desperately need to get... --- Can 15 Seconds Save Your Clients' Thousands? Our new proprietary 'Savings Analysis Machine' - "Speedy SAM" - provides you with an instant, no cost vehicle valuation and redemption savings and analysis in just 15 seconds. Instant Valuation Attorney SAM provides an instant vehicle valuation free of charge. Refer Clients Once the saving are displayed, you can refer the client directly from the portal. Attorney Fee Financing As always, 722 Redemption is able to finance attorney fees into the loan for your work filing a redemption. --- Replacement Program Home Whether you are in a Chapter 7, or a Chapter 13, you are able to take advantage of our replacement program. We will help you get financing for another vehicle, prior to surrendering your current vehicle. This will allow you to start fresh with a new/low-mileage vehicle. There is never a cost or obligation to look into any of our programs. There are many scenarios where a Replacement Loan is a better option than a Redemption Loan. High Mileage Redemption Loan Wouldn't Make Sense Vehicle No Longer Fits Your Needs Benefits of Our Program INDUSTRY'S LOWEST RATES FREE NATIONWIDE DELIVERY WHOLESALE PRICING 1-MINUTE APPLICATION WHAT ARE YOU WAITING FOR? CLICK BELOW TO SUBMIT OUR 1-MINUTE APPLICATION CLICK HERE TO GET STARTED --- WHAT IS A REDEMPTION? Under 11 U. S. Code § 722, your clients have the statutory right to redeem their vehicles for what they are worth, NOT what they owe. CURRENT LOAN REDEMPTION LOAN Length of Loan 64 60 Monthly Payment $489. 00 $359. 53 Total $31,296. 00 $21,571. 80 TOTAL SAVINGS $9,724. 20 Re-Establish Credit Attorney Fee Financing No Cost or Obligation Avoid Dealer Markups THE PROBLEM You may owe far more on your car than it is really worth. You want to keep your car, even after you have filed for bankruptcy. You need it. Normally, lenders do let you keep your car, but demand and impose full payment on your current loan. Typically, you have very few options with your vehicle in a bankruptcy You may keep your existing car loan, and continue making your high monthly payments until your loan is paid in full. Give back your vehicle, leaving you with no means of transportation. Very rarely are either of these your best choice. THE SOLUTION Working with you, your attorney and your creditor, our Redemption Program allows you to take advantage of a better choice. Our Redemption Program allows you to keep your car by paying fair market value to the creditor, not the amount you actually owe. This Results In  A Lower Monthly Payment!  Fewer or Equal Payments! Apply Now! 722 Redemption Funding Inc. Monday - Friday: 8:00 AM - 7:00 PM EST Saturday: 9:00 AM - 2:00 PM EST Sunday: Closed (888) 721-2800 --- Debtor Programs What is a Redemption? If you are filing a Chapter 7 Bankruptcy, you have the statutory right to redeem their vehicles for what they are worth, NOT what they owe.   CURRENT LOAN REDEMPTION LOAN Length of Loan 64 60 Monthly Payment $489. 00 $359. 53 Total $31,296. 00 $21,571. 80 TOTAL SAVINGS $9,724. 20 What is a Replacement Loan? Whether you are in a Chapter 7, or a Chapter 13, you are able to take advantage of our replacement program. We will help you get financing for another vehicle, prior to surrendering your current vehicle. This will allow you to start fresh with a new/low-mileage vehicle. There is never a cost or obligation to look into any of our programs. Their are many scenarios as to why a Replacement Loan would be better than a Redemption loan. High Mileage Redemption Loan Wouldn't Make Sense Vehicle No Longer Fits Your Needs WHAT ARE YOU WAITING FOR? CLICK BELOW TO SUBMIT OUR 1-MINUTE APPLICATION CLICK HERE TO GET STARTED --- WHAT IS A REDEMPTION? Home Under 11 U. S. Code § 722, Chapter 7 Clients have the statutory right to redeem their vehicle for its value instead of what they owe.   CURRENT LOAN REDEMPTION LOAN Length of Loan 64 60 Monthly Payment $489. 00 $359. 53 Total $31,296. 00 $21,571. 80 TOTAL SAVINGS $9,724. 20 The Problem You may owe far more on your car than it is really worth. You want to keep your car, even after you have filed for bankruptcy. You need your vehicle The Solution Our Redemption Program allows you to keep your car by paying fair market value to the creditor, not the amount you actually owe. Working with you, your attorney and your creditor, our Redemption Program allows you to take advantage of a better choice. The Process of Our Redemption Program Fill out an application online, or call (888) 721-2800. After 24-48 hours, our lenders will let us know if you were approved. 722 will provide your attorney with all the documentation necessary to file the redemption in court. Once the motion to redeem is granted, we will dispurse the funds to pay off your current creditor. RE-ESTABLISH CREDIT ATTORNEY FEE FINANCING NO COST OR OBLIGATION AVOID DEALER MARKUP WHAT ARE YOU WAITING FOR? GET STARTED TODAY! CLICK HERE TO GET STARTED What our customers are saying? cathy snow 2 months ago SO easy to work with! Dan was amazing, always keeping me updated and responsive to my million questions and concerns.... --- Privacy Policy Home PROTECTING YOUR PERSONAL INFORMATION Our Privacy Pledge. At Prizm Financial Co. , LLC and its affiliates including 722 Redemption Funding we respect the privacy of our borrowers. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by Prizm Financial Co. , LLC and 722 Redemption Funding. This notice explains the types of borrower information we collect and under what circumstances we may share it. Borrower Information We Collect. We collect only relevant information about borrowers in order to establish and maintain your account and services as the law allows or requires us to collect. We may collect personal and financial information about you, which is Nonpublic (borrower information). The borrower information we collect varies depending on the accounts and services you request and use. We collect information about you from the following sources: Application Information. We retain personal information we receive from you on any application you provide to us for loans or other related loan services. Application information includes: your name, address, e-mail address, social security number, birth date, phone number, drivers license number, employment, financial status, credit history and other loan related information. Your Transactions. We retain your transaction information any time you perform a transaction on one of your loan accounts, transactions through online banking, online loan payer, including over the phone. Transaction information includes: your account number, the date, the amount, the location of the transaction and other loan related... --- --- ## Posts ---